New
#11
It's SOP to grant users standard privileges (even if they are the only user account) to minimize any accidents. You yourself Madam, should be operating under a plain User Account without admin privileges for the same reason. That's how the big boys do it.
As for storing files on the cloud, regardless of your good backup habits, just think: eliminate the need for a travel laptop by using the guest PC at your hotel or replacing it with a tablet.