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#11
Whether you are online or not, I would always recommend setting up as Local Account first.
When you set up a MS account it takes the first 5 characters of you email address and uses that for the name of your use folder. If you set up a Local Account the name of you user folder will be the same as the name you choose for your account.
You can always switch a local account to a MS account later, after you are sure it is set up and working as you would like, in particular, whether the WiFi is working.