I took a look at some of the articles. I didn't study them. But I think I get the gist of what MSFT is saying.

And I'm sure the tech is super cool - how its local to the hardware and all that. ...

Once again it seems the answer is #!%* Microsoft!

I was running Windows 10 with no pin and fingerprints before I reinstalled Windows 10. Perhaps that was because I had that set up on Win 8.1...

So I just reinstalled Windows 10 on my machine.

Before I had it set up so that I could log in with a password or fingerprint.

Now it seems my only options are (1) password only OR (2)...