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#21
On the setup screen where you log in with your Microsoft Account, down in the lower left corner is an "offline account" option. Click that and you can setup with a local account. I use it when installing the Education edition. It won't accept a Microsoft Account, it rejects it. It wants an Office 365 account or Azure login. It defaults to "setup for an organization". 10 Home, for me, defaults to "setup for personal use". I still have the offline account option though. 10 Pro shows me the "setup for an organization" or "setup for personal use" screen. What follows depends on which option I select.