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#21
A disk image is an exact copy (image) of your entire drive.
The advantage is that if you need to restore, all of your custom settings, shortcuts, files, apps, and Windows are restored exactly as they were when you made the image.
However, you probably have files that change between images (many of us do), you would also back those up as well, to limit the data loss if you need to restore,
A "regular backup" can have different meanings (just personal files and apps, just Windows, etc.)
You have to decide what is important, and how you can best protect yourself if something goes wrong (i.e. ransomware, hard drive failure, bad update, etc.)