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  1.    31 Jul 2017 #631
    Join Date : Jun 2014
    Posts : 5,499
    Windows 10 Pro

    Quote Originally Posted by BugMeister View Post
    - if you do it online
    - use Edge on your mobile
    - save the link in your favourites
    - gotta be secure, surely?
    I had problems trying to use Edge on my bank site. I have to use either Pale Moon or Chrome.
      My ComputerSystem Spec
  2.    31 Jul 2017 #632
    Join Date : Jun 2014
    Posts : 5,499
    Windows 10 Pro

    Quote Originally Posted by HippsieGypsie View Post
    All in all, not sure about other phones, but I can erase my Lumia from my MS account in case it gets stolen.
      My ComputerSystem Spec
  3.    31 Jul 2017 #633
    Join Date : Jan 2015
    Posts : 1,273
    Windows 10 and windows insider

    Quote Originally Posted by Winuser View Post
    I had problems trying to use Edge on my bank site. I have to use either Pale Moon or Chrome.
    I have problems using EDGE period! It is sluggish as it has ever been for me. I just don't see what is useful about it. I still prefer IE.
      My ComputerSystem Spec
  4.    31 Jul 2017 #634
    Join Date : Nov 2013
    Chicagoland
    Posts : 33,697
    Dual boot Windows 10 FCU Pro x 64 & Insider 10 Pro

    Quote Originally Posted by Winuser View Post
    On the July 21st I found out that my bank card must have been scanned. They made 3 transactions at 3 different Wawa convenient stores. I had to have my card deactivated and the bank issue me a new card with a new account number. They got me for $108.40. I reported it to my bank and Wawa. My bank won't do anything until I find out what Wawa is going to do. I never had to go through hoops and jumps with my credit cards. With all the Identity theft going on today there's no way I would put any financial info on my phone.
    That's exactly where my card got compromised twice was at the scanners at two different stores. They hacked into those to get the card numbers. Luckily my bank caught both before any charges were made, although they are Visa bank cards in which I think they warned my bank. I won't mention names, but one store is a nationwide building center with the initials HD. Cost them $Millions I read.

    Quote Originally Posted by Winuser View Post
    My bank is a small local bank with 4 or 5 branch locations. They only have a website for online transactions.
    Same here with my small-town independent bank, but even the larger ones don't bother with WP apps either.
      My ComputersSystem Spec
  5.    31 Jul 2017 #635
    Join Date : Oct 2013
    A Finnish expat in Germany
    Posts : 12,940
    Windows 10 Pro

    Quote Originally Posted by Winuser View Post
    With all the Identity theft going on today there's no way I would put any financial info on my phone.
    Because what I have experienced here on Ten Forums and earlier at Seven Forums, how my fellow American geeks often seem to react, I have to start with this: The following post is absolutely in no way meant to be taken as me criticizing USA, US system or people living in the USA. I am simply stating facts as I know them. I understand that the following post can be read as if implicating that the American system might be outdated and not as good as European system, but that is not meant to be taken as critic. I am simply just stating facts as I know them.

    That being said, let me first say that I have never understood the third world banking systems still used in USA. Here in SEPA (Single European Payment Area), an online transfer to another account in another bank in another country is at receiver's account at latest the following day if done by the end of the business day. Send money online from your bank in Italy on Wednesday to receiver in Ireland, he receives it on Thursday morning. Naturally, if the sender and receiver have the same bank, the money is on receiver's account immediately. Uploading to PayPal from bank account is instant, withdrawing from PayPal to bank account if done before midnight will be on your account before noon next day. Nobody here uses checks anymore, that ancient third world way to pay bills.

    Paying utilities and such per direct debit, if my bill was due on Tuesday, I get an email on Wednesday (might occasionally be Thursday) thanking about my payment or complaining they didn't get any.

    Further, my banking app (my bank is in Finland although I am living in Germany) requires a strong username and password and does not allow saving (autofill) them. Username cannot be the account number. Even if a thief who stole my phone could find the credentials, the only thing he / she was able to do was to check my current account balance. To do anything else he / she would need a so called key number to a certain lock.

    These locks and keys to open them I have on a credit card size plastic card, one card containing 90 locks and keys (one side 45 keys). As an alternative method I could select a text message key to be sent to me but because a possible thief already had my phone, I have selected not to use this method as too unsecure. My bank sends me a new key card when I have used 60 of the 90 available keys, to have a new card available when I have used all 90 keys from an old card:

    Click image for larger version. 

Name:	image.png 
Views:	63 
Size:	402.1 KB 
ID:	146538
    (An old expired lock / key card of mine.)

    Keys to locks are asked randomly, not in specific order; a thief getting one key from me could never be sure it that's the key required for next transaction. The card has no text to indicate what it is, no bank name, no name of the user. If I lose both phone and key card, my responsibilities stop at the very moment I report them missing.

    I feel quite safe, especially as my account is (almost) always in red.
    Last edited by Kari; 31 Jul 2017 at 20:05. Reason: Multiple typos
      My ComputerSystem Spec
  6.    31 Jul 2017 #636
    Join Date : Feb 2014
    Posts : 9,333
    Windows 10 Professional

    I see some sites talking about Windows Calculator getting Currency Converter. I thought it already had it!

    Click image for larger version. 

Name:	000360.png 
Views:	59 
Size:	189.3 KB 
ID:	146540
      My ComputersSystem Spec
  7.    31 Jul 2017 #637
    Join Date : Jun 2014
    Posts : 5,499
    Windows 10 Pro

    Quote Originally Posted by magilla View Post
    I have problems using EDGE period! It is sluggish as it has ever been for me. I just don't see what is useful about it. I still prefer IE.
    I've noticed that when I post on tenforums if I hit the back button I get a message about the page not being found.
      My ComputerSystem Spec
  8.    31 Jul 2017 #638
    Join Date : Jun 2014
    Posts : 5,499
    Windows 10 Pro

    Quote Originally Posted by HippsieGypsie View Post
    That's exactly where my card got compromised twice was at the scanners at two different stores. They hacked into those to get the card numbers. Luckily my bank caught both before any charges were made, although they are Visa bank cards in which I think they warned my bank. I won't mention names, but one store is a nationwide building center with the initials HD. Cost them $Millions I read.



    Same here with my small-town independent bank, but even the larger ones don't bother with WP apps either.
    I'm thinking it happened at either a gas station(We don't have self serve in N.J.) or at one of the small convenient stores. I don't know if one of the regular chip cards can be read if someone gets close enough but I did have a guy bump into me on the side I have my wallet on. The first thing I did was feel to see if my wallet was still in my pocket. It was so I didn't think anymore about it.
      My ComputerSystem Spec
  9.    31 Jul 2017 #639
    Join Date : Jun 2014
    Posts : 5,499
    Windows 10 Pro

    Quote Originally Posted by Kari View Post
    Because what I have experienced here on Ten Forums and earlier at Seven Forums, how my fellow American geeks often seem to react, I have to start with this: The following post is absolutely in no way meant to be taken as me criticizing USA, US system or people living in the USA. I am simply stating facts as I know them. I understand that the following post can be read as if implicating that the American system might be outdated and not as good as European system, but that is not meant to be taken as critic. I am simply just stating facts as I know them.

    That being said, let me first say that I have never understood the third world banking systems still used in USA. Here in SEPA (Single European Payment Area), an online transfer to another account in another bank in another country is at receiver's account at latest the following day if done by the end of the business day. Send money online from your bank in Italy on Wednesday to receiver in Ireland, he receives it on Thursday morning. Naturally, if the sender and receiver have the same bank, the money is on receiver's account immediately. Uploading to PayPal from bank account is instant, withdrawing from PayPal to bank account if done before midnight will be on your account before noon next day. Nobody here uses checks anymore, that ancient third world way to pay bills.

    Paying utilities and such per direct debit, if my bill was due on Tuesday, I get an email on Wednesday (might occasionally be Thursday) thanking about my payment or complaining they didn't get any.

    Further, my banking app (my bank is in Finland although I am living in Germany) requires a strong username and password and does not allow saving (autofill) them. Username cannot be the account number. Even if a thief who stole my phone could find the credentials, the only thing he / she was able to do was to check my current account balance. To do anything else he / she would need a so called key number to a certain lock.

    These locks and keys to open them I have on a credit card size plastic card, one card containing 90 locks and keys (one side 45 keys). As an alternative method I could select a text message key to be sent to me but because a possible thief already had my phone, I have selected not to use this method as too unsecure. My bank sends me a new key card when I have used 60 of the 90 available keys, to have a new card available when I have used all 90 keys from an old card:

    Click image for larger version. 

Name:	image.png 
Views:	63 
Size:	402.1 KB 
ID:	146538
    (An old expired lock / key card of mine.)

    Keys to locks are asked randomly, not in specific order; a thief getting one key from me could never be sure it that's the key required for next transaction. The card has no text to indicate what it is, no bank name, no name of the user. If I lose both phone and key card, my responsibilities stop at the very moment I report them missing.

    I feel quite safe, especially as my account is (almost) always in red.
    I never been overseas so I don't know how it works. I do agree that the USA is behind on things like this.
      My ComputerSystem Spec
  10.    31 Jul 2017 #640
    Join Date : Dec 2015
    Posts : 5,841
    Windows10

    Quote Originally Posted by slicendice View Post
    Online banking might work a bit differently here in Finland, compared to the US...but I know I am safe.
    Yeah especially as average hacker could not even read Finnish which is nothing like the other Scandi languages :-).
      My ComputerSystem Spec

 
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