Sorry about the panicked addressing of the post, and then not following up until now...
I didn't catch the BitLocker status tutorial in my search of the forum, and Control Panel/Manage BitLocker tries only showed that BitLocker was active, without any selection to turn it off. So I dug around in Settings, did a search there, and found a link at the bottom of the Update and Security page that mentioned BitLocker (now I cannot remember its exact wording), selected it and got a single button menu to Turn off BitLocker.
On selecting Turn off BitLocker, I got a warning that 'your drives will not be secured, and decrypting will take a long time', which I ignored, choosing to continue to Turn off BitLocker (as I had never asked for it). I did take about 20 minutes to complete, but it started with the progress bar showing about 25-30% completion. I think it was still in the process of encrypting one of my data drives when I started the 'Turn off BitLocker' process, as it lost the funny drive icon before the other data and the system drive did.
Things are back to normal (Ha!) (for now...), but I still do not know how BitLocker got engaged.
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Brink, @Bree; Thank you both very much for the reply, and I will search harder in the tutorial section in future!