To do the following on Windows 10:
Settings / Accounts / Sync your settings

We need a Microsoft Account. So our account settings can be save online (Internet).
I don’t like that.

I would like to save all my accounts settings locally.

Microsoft say:
“Some Windows features are only available if you are using a Microsoft account or work account.”

I know all companies like to spy their customer (sure they say no – happy you believe them).

In not a so long time we can save all accounts settings locally.
No need to show that to Microsoft (Cloud).

Can we save our accounts settings (Web browser settings, password, Language preferences, color, etc.) locally?