Failed PIN entry not being allowed--asks to reset PIN or use password

I'm on Windows 10 version 1903. I have PIN entry enabled. However, I've found that after a recent update (or might have been further back), if I initially make a mistake entering my PIN when coming out of Sleep mode, Windows does not prompt me to retry. Instead I get some kind of error and I'm prompted to either reset the PIN or use my password.

If I lock Windows (WIN+L) and then fail the PIN entry, I am given the chance to reenter my PIN. It's only when coming out of Sleep mode that I am not given the chance. Either I'll enter my full password or I'll put the laptop back to sleep then wake up again.

Is this a known issue and is there a correction for it? I searched the forum but couldn't find anything specific to this.

spunk said:

a Pin should be 4 numbers. Why not reset the pin.
Reset PIN for your Account in Windows 10

Yes, mine is 4 numbers and I can log in with it. The issue I'm referring to is when I go to sign in and might make a mistake. Sometimes I type too fast. So then the PIN fails... but when this happens upon waking from Sleep I'm not given the chance to reenter it.

I've no problem with being asked for a PIN. And most of the time, it's fine. It's just that once in a while issue when I fumble & type in a wrong digit. Trouble is, it's 4 digits and once you hit the 4th number it auto-submits... so if you hit the last number in error, you can't backspace & correct--it is already submitted. Granted, this is a minor problem. Going back to sleep & waking up again clears it. But, would be nice to get rid of this quirk. I've not yet seen a mention of it on-line... so it has me puzzled as to what is causing this behavior.

FWIW, this comes up only when waking from a long sleep (hours). If I put my laptop in sleep mode & immediately wake it, then try a bad pin, I'm given the chance to enter the pin again. Same as when unlocking from an active session.

- - - Updated - - -

OK, I think I've figured out why.

My laptop is a personal one, but I also use it for work. Microsoft recognizes a work account and a personal account. When I went through the settings screen to check on my PIN settings, it said it wasn't set up. So when I selected to do so, it gave me an option only for the work email address. When I declined, it gave an error... which looked similar to what I'd see with a bad PIN entry from Sleep mode. I think it might be related.