Switch to local account or reinstall with local account

Hello.
So i am new to Win 10, and recently did a Windows 10 Home edition test install on a separate harddrive (using Win 7 atm). I installed using the Microsoft account method, as i thought this was the only option. I recently found out that it is possible to install Win 10 Home with a local account as described in this tutorial (fantastic tutorial btw.).

In hindsight, i should have done the "local account" method, as I will only be using my account on this one PC.

Are there any negative side effects (e.g. performance-wise) of the "MS Account" method over the "Local account" method?
I.e. should i keep it as it is?

or

Should i switch my install to a "local account" (as described here)?

or

Would it be better to do a completely new Win 10 install using the local account method?

Damun said:

.. I installed using the Microsoft account method, as i thought this was the only option. I recently found out that it is possible to install Win 10 Home with a local account as described in this tutorial (fantastic tutorial btw.).

Yes, for Home it is difficult to find the local account option, but I see you found the tutorial
Switching or reinstall, you should end up with the system working exactly the same way.

The only real advantage of reinstalling and setting up with a local account is in the naming of your user folder. When first set up with an MS account the folder takes the first five characters of your email address as its name. When set up with a local account the user folder gets the same name as you choose for the account.

If you want to use a meaningful name for your user folder then I recommend reinstalling with a local account, even if you may want to switch to an MS account later.

The only real advantage of reinstalling and setting up with a local account is in the naming of your user folder. When first set up with an MS account the folder takes the first five characters of your email address as its name.

It is a little bit annoying. Especially after getting used to it being my first name for so many years.

I might as well to a proper clean install...

Damun said:

It is a little bit annoying. Especially after getting used to it being my first name for so many years.

I might as well to a proper clean install...

Or just create a new local account, make it an administrator, log in to the new account then delete the first account created.

Update:

So i did a clean Win 10 install on a different (but identical) SSD setting using a local account. So now i have two (identical) SSDs one with Win 10 with a local account and one with a MS account. Everything else has been installed and set up identically on the two SSDs. It may be my imagination but it seems as though the MS-account variant is slightly snappier and slightly quicker. It also boots and shuts down faster. It''s not by much though.

1. I wish to change to a Local User Account using the same user name as my entrapped Hotmail login.

2. I expect (Hohum) to be able to do this with no loss of data from my present user.

3. Reason is I want nothing further to do with Hotmail accounts.

4. I do not use Outlook.

5. Failing a simple solution is there any way of backing up and restoring my user data?

Thanks,