Well it may be free but would seem to be a cut down version:

Please note that Money Plus Sunset versions come preconfigured with: · No online services (no online quotes, no bill payment, no statement downloads initiated by Money, no data sync with MSN Money online services, etc…
I am not sure if this is the same as 'Bill's' in Money 2005 which keeps tracks of regular income and regular expenditure or transfers, mortgage payments, wages or pension income etc. I have about 30 of these 'Bill Payments' scheduled at various times and to lose this function would be a real problem.

For anyone with a similar problem please see the thread as listed below **
Post #3
Did you by any chance reinstall Money from you Works disk? If so, then you should uninstall it and download and install Money 2005 UK from:
Download Microsoft Money Installation Files: Solve Activation and Some Other Errors
The Money version on your Works disk needs an online update that is no longer available.
** Please see the thread here.https://social.microsoft.com/Forums/en-US/a0c7a95e-6a83-4c2c-ae6c-325634a38eab/password-no-longer-works-in-money-2005-uk-under-w10?forum=money&prof=required