Thank you, NavyLCDR, and thank you, whs, for both your suggestions to my dilemma. I've been offline for several days while my computer got sorted out and I've finally got a bare minimum Windows 10...

Hi, GallicBear --

I have also noticed that the Lockscreen and Screen Saver seem to fight against each other in Windows 10. I've been playing around with various settings trying to get something...

My original boot drive for this computer was failing. Apparently a memory chip had also gone bad, which certainly complicated things further. (I suffered through a day with one blue screen of death...