Chuck, I wasn't trying for you to find a virus. If you have Cool & Quiet enabled, when you put stress on the CPU, the frequency should go up. You notice in your CPUz shot, the Multiplier says 17.5 (7-20.5) That usually means your multiplier is set to run from 7-20.5 but it is currently running at 17.5. Your Bus Speed is set at 214.99.
17.5 X 214.99 = 3762 But if you get it up to your max set multiplier of 20.5
20.5 X 214.99 = 4407.
It's been a lot of years since I owned an AMD CPU, but that's the way it used yo work. But, your multiplier X Bus Speed = CPU Frequency. What is in parenthsis is the minimum-maximum your multiplier is set to in BIOS. Your Max is 20.5 but your actual was is 17.5. I hope I explained that right.
Maybe one of the AMD guys will come along and help you.