New
#81
Hi there
I cut out nearly everything apart from Internet/Utilities -- I'm mortgage free and own car outright -- I cut out phone rental -- got a sim only pay as you go deal -- these days with decent Internet (Wifi etc) all over the place does it really make sense any more to pay a fee for mobile plus a fairly small data allowance -- of course this pre-supposes you have wifi available in public places generally.
Amazon Prime I pay a yearly up front -- still cheaper than per month , car insurance - up front, - The only monthly subs I carry now are a NETFLIX one and SKY SPORTS -- everything else I just canned and it's amazing how much money I saved.
If I want books / papers I just buy them -- can't be bothered with monthly subs any more no matter how good the deal is -- these things have a habit of just growing and growing -- also if this model wasn't so profitable why does nearly every company on the planet want to go down this route.
I always prefer to pay a wodge up front -- and then I don't have to worry about any more payments for another year -- these "easy monthly payments" are just a hassle and really no payments are ever "easy" !!!!!.
If I want to play Golf (yes you can play Golf outside in Iceland !!!!! and in spring / summer it's great !!) or Tennis I just pay a green / court fee --easy - simple.
Cheers
jimbo