Kari, I understand your point about security. But adding all these little features is not going to suffice. They have to do something drastic about the construct of the kernel so that people cannot get in so easily. Plus we need a new internet that filters or prevents the malware before it even gets to us.
Think of mom and pap who now have to deal with all those complications. I think it is too much. My easy way out is Linux for web work. But that may only be a temporary solution.