Sometimes it takes using a beta as an everyday app/OS in order to find hidden bugs.
BTW, I dual boot Windows 8.1 and Windows 10 so that I don't mess up my "real" everyday OS. Then I use Windows 10 as if it were the only computer I own.
I am behind two firewalls, the Windows firewall and one on my router. All my banking / credit card / insurance sites use https. For all those services I have something we call Mobile TAN here. If let's say someone else had my login credentials, the only thing they could do was to see how little I have on my account. Any transaction, order, anything else than simply looking at the page has to be first confirmed by a Mobile TAN, a one time code sent to my registered mobile number. Registering another phone, the new number must be confirmed with a TAN sent to my existing phone.
I have had my phone stolen once and it took me four or five days to get access to my account again because it simply is not enough to call them or visit bank and tell that OK, change my number. I had to go personally, identify myself beyond doubt, then a one time code was sent to me in a registered letter which here means I only got notification of its arrival in my letterbox and with that I had to go to the post office where again I had to identify myself to get the letter, then logging in with that one time code I had to answer questions from my mother's maiden name and father's birthplace to recent withdrawals, regular payments and so on. Only then the new number was registered, followed by an email from the bank to two different emails I have given them asking me to verify it really is my new number.
I am not complaining, for reasons not belonging here I have chosen this rigorous renewal security process by myself. You can have complete security or an easy to access system, not both.
It is practically impossible for anyone else than me to use my accounts. If that happens to you, me or anyone else, I bet the reason is something else, not that we use Windows.
I use W10 as my main OS cuz I just fool around on my PC.
I take care of my banking, shopping and business affairs the old fashioned way.
Work related stuff is all done on my tablet.
It seems that I am not alone in my opinion on this: Why The Windows 10 Technical Preview Should Not Be Your Main OS
More at the link.The Windows 10 Technical Preview was released earlier this month. Following positive reviews, a handful of users upgraded their main Windows 7 or 8 operating system to Windows 10. When reports emerged about Windows 10 Technical Preview recording their every keystroke, naive users were shocked. If you understand what a Technical Preview is, this hardly comes as a surprise.
Based on the Windows 10 Technical Preview, let us explain how you should use early versions of any software and why making it your main solution is a bad idea.
OK, why not. I guess you walk on the streets watching all the time behind you to spot those following you .
No I never said that. It is not a thoroughly tested OS. It is not MS that you have to worry about. If the NSA and Pentagon can be hacked then your copy of Windows 10 can as well. Windows 7 can as well but not as easily, at least I can use a An Anti Virus Prgram that is secure and not built into Windows. When I used AIS , I could not even install an app. This was because I did not have Windows Firewal turned on. The one I paid for (two year subscription) worked just fine plus my router.
As the world is today, here are some really easy to remember basic rules:
- The only way to be sure you are never followed online is never to go online
- The only way to be sure you are never listened on phone is never to use a phone
- The only way to be sure you are never connected to a cloud is never to go online because your emails, the friends wall on Facebook, the news article on CNN, even this post you are reading now, all that is in the cloud
- The only way to be sure you are never followed is to live alone and never leave home
But, in reality, use of brain and logics is allowed. Windows does not call home to "leak" your credentials, that noise you hear on phone does most probably not mean NSA is listening you, Google is not interested in your bank account number and login credentials and so on.
If you are at home behind your home router you may as well turn off your software firewall - you don't need it. Quite what anyone thinks a software firewall on your home network has to do with bank authentication is utterly beyond me. I mean Hello??