Windows 10 Version 1909 (OS Build 18363.8.36)

I'm new .. I've been looking through forum after forum and cannot find resolution to a specific problem. My job includes LOTS of email with attachments, and a couple of months ago, I began to notice annoying behavior that didn't occur previously.

When I save an attachment, an explorer window appears prompting me to select the save location. The navigation pane will automatically highlight the last directory I was using. However, if I scroll up or down, and expand a different directory, (not double click to show contents in file list, but expand +) then the navigation pane will jump back to the highlighted last used directory, which is often off screen, making me scroll back to where I want to be.

I've seen and tried history deletion suggestions such as registry settings, group settings, batch files, none seem to work for this specific problem, and I truly hate it when Windows wins and I lose. Does anyone have a solution to make Explorer quit jumping back to last used directory?