finish setting up my device after restart but not re-open apps  

I noticed after Windows 10 restart when I'd left my apps open that they re-opened... which I don't want. (side-note: I usually close them first due to weird issues in Windows 7, but I noticed that I'm not having that issue in 10 now)

I found the toggle for the setting in Settings > Accounts > Sign-in > Privacy in "Use my sign-in info to automatically finish setting up my device and reopen my apps after an update or restart".

However, I want Windows to automatically finish setting up my device after update or restart, but I don't want it to open up apps that were open when I rebooted or shut down (unless it's required for the update).

Am I misunderstanding what "finish setting up my device" means? I thought it meant: "after an update, when it prompts me to reboot, it'll finish the update all by itself". Well, I want the update to finish automatically without it being tied to re-opening apps I had open before a restart that have nothing to do with the update.

OK but I don't want to disable that but I do want to disable Windows re-opening apps that I had open before restart.

So did Microsoft really tangle these two features together when they don't need to be?

I don't want to create a convenience but also an inconvenience.