31.9 GB installed ram

Resource monitor displays 32716 now, it doesn't load total or installed until I tick through the tabs.

Looking at the hard faults recorded you MAY have either a ram problem or a resource hogging ram.
Hard faults are when windows has to access the paging file - the disc drive - used as ram when necessary

However the odd hard fault - use of paging file does not matter, if for instance large data amounts were stored in ram, windows would move some data to the page file to free ram.

BUT there is no way you should have a hard fault, doing nothing except accessing RM etc.

I think you should run a memtest, if you need guidance please post.
MemTest86 - Official Site of the x86 Memory Testing Tool

RUN TWO complete passes, each pass consisting of 11 to 13 tests
Progress will show you % of PASS and percentage of test

Some people recommend running far more than two passes, but IMHO if there is a fault, it will usually find it, even before the first pass is completed.

I'll have to look for a usb drive.... I'll get back to you on the results.

I ran 2 passes with memtest86 and no errors were found
I just tried the ram reliability tester and it right off the bat says it cannot allocate 4095MB

May I suggest you wait for CountMike to come back on that, I have never used the reliability tester.
I have always relied on Windows Memory Diagnostic and Memtest

It does appear that the memory test from CountMike suggests a problem, as I am sure you must be thinking.

So I let it run using 89% of my ram for about an hour and 0 errors were reported.

I think it may be something with the motherboard because another route I took was pulling all the ram and booting up with each stick 1 at a time.

I used two different slots so I booted up the computer a total of 8 times.

Each of the 4 sticks in slot 1 and then again with slot 2, Same results.

In any scenario I'm only missing that 4095mb of ram no matter what stick it boots up with.