as it stated in the title, chrome looks fine, my games look fine, everything looks fine...except my desktop background, the settings on my pc, the task bar, it's all much darker. happened today after classes, nothing was downloaded in that time as far as i remember.

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It *appears* to have been fixed, it looks like it was an "SDR Content Appearance" issue

Windows->settings-> system->Display->Windows HD color settings-> SDR content Appearance slider.