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#6541
Well that's definitely a plus for you, everyone had equal healthcare.
Here there are soo many options/insurances/etc it makes your head spin. What one insurance covers, the other might not. Then you have to get prior authorization for a lot of things from the insurance company & if they deny it, then you have to appeal it & that drags on while your condition worsens.
Medicare is similar to yours (I'm guessing), they cover just about everything with some exceptions. Now, if you add on a supplementary insurance, like some people do, to cover the 20% Medicare doesn't, then you start running into problems like I mentioned above.
I've had a few doctors tell me it's good we only have medicare because if they order a test or procedure, you can get it done no prob. However if you have a secondary insurance, then you need prior authorization before they can do anything. And usually that's where the long wait/problems start.
The NHS covered all my costs for my diagnostic scans, chemotherapy, and radiotherapy. I didn't need to pay a penny (well, maybe a few hospital car park charges). There's no '20% not covered' here.
We do have private medical insurance though, it's mainly for those who wish to go private and bypass any NHS waiting lists.