PDF files won't open - now only get "save as" option

I'm using Google Chrome in Windows 10.
issue: I used to be able to go into my bank site and click on a statement pdf file under view statements and it would open the statement to view and then I could print it, save it or close it. Now when I click on a statement pdf file in the list I only get the "save as" menu. The view still works for another user on the same computer.
What I've tried: I tried checking my Adobe Acrobat Reader app and it tells me it is up to date.
Thanks for any help.

Check setting on 'pdf documents' in chrome://settings/content

I have settings open but don't know what I'm looking for ...

Browse to chrome://settings/content

​Scroll down to 'pdf documents'

ok,. I found content - "Download PDF files instead of automatically opening them in Chrome" was off, I turned it on but still having save issue

Did you close and reopen the browse?

duh, no -- I will do so now

You want 'download files...' off.

Is chrome set as default to open pdf ?

yes, Chrome is set as default to open pdf. ok, it is set to off, restarted. It doesn't ask me to save it but still downloads it. It used to just open it, not download it.