UAC for everything unless logged into as admin?

I'm new to windows 10, but am I missing something? I installed windows 10, did all my updates, then created a user account for me. My understanding is that it is better to run as a user than to always be logged in as admin day-to-day. But this is frustrating as programs aren't working and I find out that its because they needs admin rights. This morning I logged into my user account and tried to open Quicken for the first time. I get the error message and it appears the program isn't working. I logged in as admin and it works fine. This seems overboard to me. That I cant run quicken unless I'm the admin. There should be a set of trusted programs. Any suggestions? Other than running as admin all the time.

Thanks.

I guess I'm being somewhat dramatic. I believe what the programs are asking for is admin rights. At least the password to my admin account, the one created by windows upon install. But this is for a lot of programs, not just one. I'm using an Asus Maximus VIII motherboard. All the Asus utilities i want to run as my user ask for my admin password when i start them. Why would quicken need admin rights? Maybe i need to change some setting. Or should i log into windows as admin and set these programs to run at startup? Will that solve that issue?

JayNW said:

I'm new to windows 10, but am I missing something? I installed windows 10, did all my updates, then created a user account for me. My understanding is that it is better to run as a user than to always be logged in as admin day-to-day. But this is frustrating as programs aren't working and I find out that its because they needs admin rights. This morning I logged into my user account and tried to open Quicken for the first time. I get the error message and it appears the program isn't working. I logged in as admin and it works fine. This seems overboard to me. That I cant run quicken unless I'm the admin. There should be a set of trusted programs. Any suggestions? Other than running as admin all the time.

Thanks.

Actually, no. Your understanding is incorrect.

You are just fine running as an administrator (note: not THE administrator, as in the administrator account), with UAC enabled.

The only people that should be running as a normal user are those you do not trust to perform administrative tasks (like children, or others who aren't technical).

So there is a difference in The Administrator account and adding a user with admin privileges? Security wise I don't know the difference. So I could go into user accounts and change my local user to admin? Is that a sound decision?

JayNW said:

So there is a difference in The Administrator account and adding a user with admin privileges? Security wise I don't know the difference. So I could go into user accounts and change my local user to admin? Is that a sound decision?

Yes.