Can't you people be more password creative?

Now this is way past what I would ever need, but I've been thinking about this. (Oh no!)

The following is just where I'm starting from. A leaping off point.

Let's use your bank's website for an example.

There would have to be a program that you and the website use, and a code (mathematical?) for all the possible keyboard keys.
It might work something like this...

The program might create a hash of you IP?, and then use say one of 10 formulas, randomly, to change say, the letter A into some "other" key board, key.
Then, when you create the account at the bank, your copy of the program sends whatever pattern IT used to code your key presses, to the bank's copy of the program. This way the bank can decode, your password.

Each time you go to log in to your bank account, the two programs could exchange, whatever they used to scramble your password. It could be one of the 10 formulas, whatever the hash of your current IP is, etc.

It would still be crackable, but would take so long, that it wouldn't be worth it for most hackers of their hackees.
Ofc, and infection would still mess it up... but that would be true of w/e method you used.

For a simple, yet strong password, use the webpage, like: https://www.tenforums.com
Complicated, add the day of registration: https://www.tenforums.com/02Oct2014

Ghot said:

Honestly, 2FA is just pre-useless.
What we need is a way to make each character in a password... variable, and able to... fight back.

I use an eight character plus a special character password 'SnowWhiteDocGrumpyHappySleepyBashfulSneezyDopeyElvis"

cereberus said:

I use an eight character plus a special character password 'SnowWhiteDocGrumpyHappySleepyBashfulSneezyDopeyElvis"

Elvis being the special character?

Just use this...

Ω₲∩║₿₪♫⅜☻☼◄℗‽♣℅

MaloK said:

Now Replace letters with numbers...

5n0wW1th3D0c6rumpyH4ppySl33pyB45hfu115n33zyD0p3y31v1s

This makes no sense until corrected LOL:

5n0wWh1t3D0c6rumpyH4ppySl33pyB45hfu115n33zyD0p3y31v1s

Also - on one system I use

5n0wWh1t3D0c6rumpyH4ppySl33pyB45hfu115n33zyD0p3yL0nd0nPar1s

as it needs 8 characters plus two capitals.