Defining Protected Folders in Defender

Hi
For some time now neither my husband nor I have had an antivirus installed since we have depended entirely on Microsoft Defender teamed with Malwarebytes to protect our PCs. This was at the recommendation of How To Geek some years ago. Just to check it was still man enough for the task I did another check on the internet a few days ago and came up with the following website:
Is Windows Defender good enough to use in 2021 (yes and no) | PrivacySavvy
This was last updated on 28 Dec 2020 and really gave a brilliant review of Defender which I am quite happy to accept. They basically say the same as How To Geek in that Malwarebytes is also required since Defender does lack web protection, password management and cloud backup. Well we don't use the cloud at all - for anything. In addition I'm currently using Lastpass Password Manager although my husband isn't using any form of password management - I wish he would.
To make sure my PC is protected from ransomware attacks I've just been looking at this feature in Defender and adding folders I want to protect. However, I note that the default protected folders have their absolute paths included, e.g. C:\Users\Public\Documents. Is it really a case that C:\Users would not work if all sub-folders beneath that are to be protected? I ask this since my backup strategy is to have each weeks backups in their own folders and of course, this changes every week. Or is it a case that I have to change my strategy? Its no biggie either way but I need to know what I can/must do.
Any help most appreciated. Thanks.
Tracey

PS I'm on Windows 10 20H2 and my husband's on 2004 (soon to be upgraded to 20H2).

Thanks for your prompt reply. I found the thread you mentioned but didn't find what I was looking for in there. Anyway I'll take your advice and put my post in that thread and see what comes of it.

Tracey

TraceyW said:

Is it really a case that C:\Users would not work if all sub-folders beneath that are to be protected?

C:\Users includes a hidden AppData folder for each username which is frequently accessed by many programs for their settings etc.

If you included that I think you would get many more notifications about blocked apps than you would want to manually allow.

What Is the AppData Folder in Windows?

TraceyW said:

I ask this since my backup strategy is to have each weeks backups in their own folders and of course, this changes every week. Or is it a case that I have to change my strategy?

Move your weekly backup folders to a folder named Backups and include that in Protected Folders.