Earlier this week, Microsoft began rolling out a new version of its Wallet app for Windows 10 Mobile devices, adding support for Tap to Pay mobile payments. This is good news, but credit card support is currently lacking, rendering the feature useless for many.
To be fair to Microsoft, Tap to Pay support in Windows 10 Mobile is currently available only to Windows Insiders. That means that it won’t be a real world OS feature until the Anniversary update ships on or around July 29, bringing Windows 10 Mobile to version 1607.
By that time, hopefully, more credit and debit cards will be supported. Today, the list is eclectic and pretty short: Bank of America and US Bank are the only major banks supported, while BECU (a Boeing credit union), First Tech, Fifth Third Bank, People’s United Bank, and Virginia Credit Union round are bringing up the rear.
I don’t have any credit or debit cards from those banks. I do have two Chase VISA cards for some reason, but Chase is listed as “coming soon.” But I scanned in six cards—one debit, five credit—just in case. None worked.
That changed my focus, as I was originally going to go out into the world, find a place that wouldn’t mind letting me take a few photos, and actually test this feature in the real world. But with that not happening, I decided to see how Microsoft Wallet compared to competing offerings from Apple and Google...