I've been using Windows 10 for just over one year. For some reason the Lock Screen/Sign-in screen shows three users. All three are me in three iterations. I find also that when trying to save some excel and word documents I receive messages saying that i am not allowed to save to this folder or that folder. I am able to save to the desk top and then drag and drop the document into the folder that I need to place it in. I know that this must have something to do with "permissions". Not sure how to fix that. One of the accounts that shows up is the initial account that I created back when hotmail.com was around. Any ideas/advice on these issues? When i updated to Windows 10, pretty certain that i followed all of the instructions, although that has been over 1 year now. Thank you in advance...cheers and beers to all!