Problem creating new account

I am trying to create a local administrator account. The process seems to complete - both the Control Panel's User Accounts and the Setting's Accounts see this new user, but the userid is not available for use. No new folder is created under the Users folder, etc. I've tried creating (and deleting and recreating) the account using both the Control Panel function and the Win10 Setting function. I've restarted Windows in between creation and deletion just in case that mattered, but that didn't help. The account I'm trying to create is not password protected, but just for grins I tried creating a password protected account. Same negative results. What am I doing wrong?

I was wrong. The other accounts were created but well hidden. And stuff like User folder apparently isn't created until the new user actually logs on. It looks like if multiple users are not password protected, the active user at shutdown gets "logged on" at startup. and to switch to a different user you have to click on the current user's name at the top of the Start menu. I'm sure this makes sense to someone at Microsoft, but it seems a bit strange to me.